Why a Strategic Approach to Debt is Critical ?
Debt can be a powerful tool for growth—if used wisely. But for many SMEs, raising debt becomes a maze of confusing terms, unmet lender expectations, and missed opportunities.
At MergerDomo, we simplify debt financing. Our Debt Financing Strategy service is built to help Indian SMEs structure, justify, and secure the right kind of debt—from banks, NBFCs, venture debt providers, or other institutional lenders.
Whether you’re expanding, refinancing, or improving working capital, we’ll help you do it right—with a strategy that fits your needs and maximizes approval chances.
Key Benefits of Our Debt Financing Strategy
Customized Debt Plan
Receive a financing strategy aligned with your business goals—growth, operations, or refinancing.
Lender Type Identification
Determine which type of lender (bank, NBFC, venture debt, institutional credit) is most suitable for your business.
Financial Structuring Guidance
Know how much debt you can reasonably take, with what terms, and how to structure repayments.
Documentation & Presentation Support
We help you prepare lender-ready documents—project reports, financials, CMA data, and term sheet understanding.
Interest Rate & Covenant Advisory
Understand what covenants and rates to expect—and how to negotiate them better.
Lender Introduction & Coordination
(Optional) Get connected to relevant NBFCs, banks, or debt partners from our ecosystem.
Faster Deal Closures
If the DD is thorough, investors can make faster choices and the deal will be easier to negotiate.
Cost-Benefit Scenario Planning
Model how different debt structures impact your business’s cash flow and ROI.
Compliance & Credit Rating Check
Ensure your statutory filings, credit history, and compliance health won’t cause loan rejection.
Debt vs Equity Trade-Off Analysis
Evaluate if debt is the right capital route compared to equity dilution.
Our Process: How We Help You Secure the Right Debt
Business & Capital Needs Assessment
We understand your funding requirement, current capital structure, and business plan.
Lender Strategy & Structuring
Define optimal debt size, tenor, repayment, interest model, and target lender type.
Document Review & Preparation
Assist with refining financials, projections, and preparing a bank/NBFC-ready package.
Risk Identification
Highlight red flags and resolve compliance, cash flow, or documentation gaps.
Lender Engagement (Optional)
Support with lender meetings, queries, and offer comparisons (if opted).
Why Choose MergerDomo?
India SME Focus
We understand how Indian lenders evaluate mid-market and emerging businesses.
Neutral Advisory
We are not a lender. We help you find the best-fit financing without bias.
Lender Network Access
Work with banks, NBFCs, and alternative debt providers across India.
End-to-End Support
From planning to execution—we don’t just advise, we help implement.
Cross-Disciplinary Team
Experts in finance, credit, compliance, and fundraising.
Get Started with Due Diligence Support
Step 1
Request a free consultation
Step 2
Share business goals and financials
Step 3